What is Travel Insurance?
Travel Insurance offers cashless hospitalization facilities across the globe. The medical expenses involve medical evaluation and repatriation, detaining checked-in baggage or absolute loss of checked-in baggage, forgotten connections, and financial emergency assistance.
A Travel Insurance policy is an impoartant piece of documentation that is beneficial when you travel abroad. We must buy a travel insurance policy in advance to cover the dates you've travelled on. Not only this, but travel insurance also provides you with the freedom to enjoy your trip without any interruptions.
Types of Travel Insurance
Domestic Travel Insurance: It covers individuals and families travelling within the geographical borders of India. It financially protects from unforeseen travel emergencies. It provides coverage including medical cover, loss of baggage and personal accident cover, amongst others.
International Travel Insurance: It covers individuals and families travelling overseas. It provides a wide range of coverage, including medical expenses, dental expenses, financial cash assistance, flight delays, trip cancellation, loss of passport, personal liability, loss or delay of check-in baggage, and hijack distress allowance.
What's Covered Under a Travel Insurance Policy
- Falling sick is always a terrible experience, but falling ill abroad is overwhelming. Your policy will help you take care of the costs associated with getting treatment when you're ill.
- If you lose your baggage or are a victim of theft, this optional cover will provide some relief through emergency cash for your immediate necessary expenses.
- If your trip is extended due to any urgent reason, this optional coverage will provide reimbursement for your additional accommodation expenses.
- If you, a traveller, or your immediate family member is diagnosed with the disease. In such a case, all your non-refundable and unused amounts, like hotel bookings, ticket costs, will be taken care of.
- In case your bag gets stolen, lost or delayed, your Travel Insurance Policy will help you deal with the cost of purchasing necessary personal items or reimburse you for the cost of your lost luggage.
- If your flight gets delayed by more than 12 hours due to certain reasons, the policy will compensate for any additional costs that you had to furbish caused by this situation.
- To help you leave behind your troubles, this add-on will protect your house from any loss caused by a break-in or theft while you are outside the country.
- If you're the victim of a hijacking, your travel insurance policy will provide you with all the coverage for any kind of loss or miss happening.
- In case your passport is stolen or misplaced, the company will provide assistance to the insured person and compensate for getting a duplicate passport.
