Complete Details of Selected Add-ons and Basic features
Shared below is the complete list of add-ons included in your motor insurance policy. Please review and let us know if you have any questions.
Insured by
BimaScore
Basic Coverage
1Accidental Damage
It provides coverage for the damages caused to the insured vehicle in case of an accident or collision.
2Riots
It can cause damage to your vehicle, including the engine, windshield, and more. Insurance provides coverage for all damages caused due to riots.
3Malicious Damage
This coverage pays for the repair or replacement of damaged parts when an unknown person/vehicle incurs damages to the parked vehicle.
4Theft
A coverage for theft that compensates you in the event of an insured vehicle being stolen or lost.
5Burglary
If someone illegally and forcefully steals your vehicle, then the company provides coverage for the loss.
6Fire Damage
You will be covered for damages caused by fire, lightning and explosions if your car gets damaged by these factors.
7Natural Calamities
Damage to your car caused by natural calamities like earthquakes, floods, hailstorms, etc, will be covered by your policy.
8Third-Party Damage
It covers physical injuries, damages to the vehicle/property, and death.
9Terrorism
If your car gets damaged by terrorist attacks, you will be covered, and the company will pay for the damages.
10Rodent Cover
Expenses for repairing and replacing electric wires or any other car accessories damaged by rodent bites are covered.
11Transit Damage
If your vehicle gets damaged while being transported through waterways, roadways, airways, or railways, your insurance policy will cover the cost of repair.
12Land and Rock Sliding
Damages sustained by a vehicle due to a land and rock slide will also be covered by your motor insurance.
Add-On Covers
(Only Available with additional Premium)
1Zero Depreciation Cover
It covers the amount of depreciation deducted on the value of parts replaced under the own damage claim of the policy.
2Engine Secure
It provides coverage for repair and replacement expenses for the loss or damage to internal parts of the engine and gear box.
4Consumable Expenses
It covers the cost of the consumables in your insured car that are lost and have to be replaced due to an accident.
3Tyre Secure
It covers the expenses for repair and/or replacement arising out of accidental loss or damage to tyres and tubes.
5Roadside Assistance
It benefits you in case of an accident, breakdown, flat tyre, or if you run out of fuel. Also helpful if your keys are locked inside the car.
6Return to Invoice (RTI)
It covers the financial shortfall between the vehicle IDV and the purchase price in the event of total loss or theft.
7Key Replacement Cover
This covers the cost of replacing your locks and keys if the vehicle is broken into or the keys are lost or stolen.
8Loss of Personal Belongings
It reimburses the cost of lost personal belongings if the owner left them behind in the car and they got lost or stolen.
9Repair of Glass, Fibre, Plastic, and Rubber Parts
A claim for only glass/plastic/rubber/fibre parts where you opt for repairs rather than replacement will not affect your No Claim Bonus at renewal.
10Emergency Transport and Hotel Expense
In the event of an accident outside city limits, it pays for overnight hotel stay and travel charges to go back home.
